Crypto Proponent: The Big Lie They’re Telling You About XRP

XRP continues to face questions about its price performance, but XRP Today | Official believes investors may be overlooking an important development.

The crypto enthusiast claims that wallets holding more than 10 million XRP increased by 24% this quarter, suggesting that large holders continue accumulating despite the market’s consolidation.

The account notes that investors should look beyond short-term price movements and consider the institutional developments that could influence XRP’s long-term prospects.

In a post on X, XRP Today | Official challenged claims that XRP has lost its potential because its price has struggled to make significant progress. The account suggested that large-wallet accumulation tells a different story about investor positioning and raised questions about what could eventually trigger a major increase in XRP’s price.

La gran mentira que te están contando sobre $XRP. 👇

Muchos "expertos" de X dicen que el precio no se mueve porque está muerto.

Lo que no te dicen es quién está acumulando en secreto mientras tú te desesperas.

Las billeteras de las ballenas con más de 10M de XRP han… pic.twitter.com/EigqcreobS

— XRP Today | Official (@xrpToday1) November 4, 2026

XRP Today Cites 24% Growth In Large XRP Wallets

XRP Today | Official identified the reported 24% increase in wallets holding more than 10 million XRP as an important development. According to the account, large holders continue accumulating while some retail investors lose confidence because of XRP’s limited price movement.

The account also criticized analysts who describe XRP as a dead asset simply because its price has not delivered the gains investors expected. It encouraged market participants to examine accumulation patterns instead of judging the cryptocurrency exclusively by its short-term performance.

However, XRP Today | Official did not provide a source for the 24% figure in its post. Investors would need independent wallet data to verify the reported increase and determine whether it reflects sustained accumulation by large holders.

XRPL’s Institutional Payment Potential

The account also discussed the institutional purpose of the XRP Ledger (XRPL). XRP Today | Official argued that the network primarily targets large-scale financial transactions rather than retail investors seeking quick profits.

It emphasized the network’s potential to support institutional payments and international transfers involving substantial amounts of money. The account believes this utility could become increasingly important as financial institutions explore alternatives to traditional cross-border payment systems.

XRP Today | Official further suggested that investors who struggle with the current consolidation could miss potential gains if institutional adoption eventually increases demand for XRP.

However, institutional interest alone does not guarantee higher XRP demand. Actual payment activity, liquidity requirements and measurable institutional usage will determine how adoption affects the cryptocurrency.

Ripple IPO Or IMF Adoption: Which Could Drive XRP Higher?

XRP Today | Official concluded its post by asking which development could produce XRP’s biggest price increase: a Ripple initial public offering (IPO) or adoption involving the International Monetary Fund (IMF).

The comments introduced different perspectives. Lyndon_United responded with “IMG,” while another commenter, Grif, suggested that a nuclear conflict could precede the next major financial shift.

XRP Today disagreed with the latter suggestion, expressing hope that nuclear conflict would not trigger changes in the global financial system. Instead, the account identified institutional adoption, cross-border payments and genuine liquidity demand as the developments that could strengthen XRP’s long-term prospects.

The account also acknowledged that the IMF could influence the future of international payments. However, it stressed that investors should look for concrete evidence that institutions actually use XRP at scale rather than rely on discussions and expressions of interest.

Ultimately, XRP Today believes institutional adoption could play a significant role in XRP’s future.