CrediBULL Crypto Says XRP Will Go A Lot Higher This Cycle. Here’s why

Robinhood and Ripple announced a partnership on October 27, 2026, that spans institutional settlement, treasury operations, and financing.

CoinMarketCap highlighted the deal, and crypto analyst CrediBULL Crypto responded with a clear take on XRP’s trajectory: “Whether you like $XRP or not it’s going to go a LOT higher this cycle.”

The partnership is not a single product integration. It connects three separate parts of Ripple’s business to Robinhood’s institutional operations.

Whether you like $XRP or not it’s going to go a LOT higher this cycle. You can hate it all you want or you can choose to make money https://t.co/JnPP7VGDc4

— CrediBULL Crypto (@CredibleCrypto) October 28, 2026

RLUSD for Institutional Settlement

Robinhood will use RLUSD on the XRP Ledger for institutional settlement through its Bitstamp business. RLUSD is already live on Robinhood Chain and Bitstamp by Robinhood. Ripple expects RLUSD to become available in the main Robinhood app later in 2026.

Ripple’s announcement confirmed that Robinhood will “leverage RLUSD on XRPL for institutional settlement.” No specific start date or expected settlement volume has been provided for that service.

Ripple Treasury for Operations

Robinhood will integrate Ripple Treasury into its financial operations. The platform handles cash and liquidity management, cash-flow forecasting, payments, risk management, and intercompany netting.

Ripple announced the expanded Treasury platform one day before the Robinhood partnership, on October 26. It uses AI capabilities to coordinate workflows across cash positioning, forecasting, reconciliation, liquidity, and payments.

Robinhood’s Johann Kerbrat described the arrangement, saying Robinhood and Bitstamp will have “access to RLUSD for institutional settlement, Ripple Treasury for operations, and Ripple Prime for financing.”

Ripple Prime for Financing

Ripple Prime already provides Bitstamp by Robinhood with lending and margin financing across roughly 20 digital assets. Ripple Prime clients can access spot trading on Bitstamp. Ripple Prime is also expected to support perpetual futures trading on Bitstamp later in 2026.

Ripple’s Institutional Push

The Robinhood deal sits inside a larger series of developments. One day before the announcement, Ripple received final OCC approval for Ripple National Trust Bank, which will hold an approved role involving RLUSD reserves and federally supervised digital-asset custody. Ripple and BNY also expanded their relationship around custody for XRP and RLUSD, while exploring tokenized trade finance using XRPL.

Ripple is placing RLUSD and XRPL infrastructure inside institutional financial workflows across multiple fronts. CrediBULL Crypto’s message to skeptics was blunt: “You can hate it all you want or you can choose to make money.”