Finance Expert Says XRP Holders Are Being Targeted. Here’s why

Crypto commentator Austin Hilton is warning XRP holders that they are actively being targeted by scammers.

He noted in a new video on X that this is happening on a scale most people have not yet registered.

The XRP community is large and visible, and according to fresh analytics, that visibility has made it a primary target. Holders need to pay attention now.

XRP Holders Are Being TARGETED! pic.twitter.com/lgA5LlLoiO

— Austin Hilton (@austinahilton) November 11, 2026

A Coordinated Attack on XRP Holders

The numbers are striking. According to analytics conducted via X’s API and shared by Vet (@Vet_X0/, a validator on the XRP Ledger, approximately 11.5 million posts on X were published in the last 30 days specifically targeting the XRP community.

This massive wave of scam posts promote fake reward and airdrop promises designed to separate holders from their assets. Hilton was clear: “There is no XRP reward system. There is no XRP airdrop system.” Any post online claiming otherwise is a scam.

He also warned that impersonators steal his image and likeness daily, reaching out to followers on X, YouTube, and WhatsApp while pretending to be him. He stated that he will never communicate with followers through those channels.

The David Schwartz Story

Hilton also addressed news circulating about David Schwartz, Ripple’s former CTO and current CTO Emeritus, who has significantly reduced his crypto holdings. Schwartz lowered his XRP balance from 26 million to roughly 3 million, cut his Bitcoin holdings from 1,500 BTC to 1, and reduced his Ethereum from 40,000 ETH to just 6 ETH.

Hilton does not speculate on why. He does not know Schwartz personally and says he has no insight into his reasoning. His goal in raising the issue is simply to prevent alarm among XRP holders. He noted that Schwartz has been transparent about these sales for years and that this is not a new development.

The Current Market

XRP has experienced price drops in recent days alongside the broader crypto market. Hilton attributes this to thin liquidity, low general interest in crypto, and ongoing political uncertainty, including tensions between Democrats and Republicans, the situation with Iran, and domestic political events. He acknowledges the frustration but remains invested himself.

Stay Alert

Despite the current environment, Hilton maintains that crypto remains one of the last open financial opportunities available to individual investors. He recommends buying and holding major assets while using swing trading for shorter-term returns, pointing to a recent XRP opportunity where the price rose 47% over 10 days.

Scammers are targeting XRP holders at scale, and Hilton urges the community to stay informed and stay protected.